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Wealth Advisory & Legal
Whitman Insurance Solutions are specialists in advising and arranging Business and Personal Protection – in simple terms this means life or illness insurance to protect you, your lifestyle, your business, and your family from the financial effects of your death or serious illness.
As well as this, you will have other important needs and considerations which will protect your home, family, and assets.
As part of our wider group of companies, we can put you in touch with colleagues for expert advice on Mortgages, Wealth Management including Investments and Pensions, and through our association with Lifetime Solicitors, Wills, Trusts and Conveyancing.
Our colleagues are specialists in Wealth and Asset protection. Their advice will be based not just on your current financial situation, but also your aspirations for the future.
Life and illness Insurance should be only part of your financial protection.
Wealth Management
Are your savings and Investments getting the best returns?
Extensive Investment advice. In today’s uncertain world, get the help you need to manage your wealth wisely and safely, keeping your aspirations within easy reach and your financial goals accessible.
Mortgages
Often our mortgage is our biggest debt, and we pay it each month without a thought. Do you have the best mortgage available? Can you reduce your mortgage payments, or can you pay it off sooner?
Specialist Whole of Market Mortgage advice is available, giving assistance in navigating the volatile mortgage market, finding your way through the maze of options, and discovering which one is best for you and your specific situation
Pensions
It is never too early to start a pension.
In-depth Pensions advice is available to make your pension work for you, learn about the different types, discover why to save into it and how to work out what the final yield may be.
Note - Employee benefits, auto-enrollment, estate planning and tax planning, Wills, Trusts, Powers of Attorney, Probate and Conveyancing are not regulated by the Financial Conduct Authority.
Lastly, whenever we mention "Mortgages", we must state that "Your home may be repossessed if you do not keep up repayments on your mortgage".
This service is provided by Lifetime Solicitors who are specialists in these fields.
It is a scary fact that if an adult in Britain dies without a Will in place, the government step in to take care of the complex and often highly sensitive issue of how to share out their assets and look after those left behind.
Be sure that your loved ones are well looked after in the event of your death and that your assets are distributed exactly according to your wishes.
Wills, Trusts, Probate and Lasting Power of Attorney
Lifetime Solicitors provide advice on Wills, Trusts, reducing Inheritance Tax and setting money aside for children when they are older. Equally as important, is to ensure that (whatever age you are) you have Powers of Attorneys in place in case of mental incapacitation.
A Lasting Power of Attorney empowers you to choose trusted family members or friends to help manage your property and finances and make decisions about your health and welfare at a time when you are unable to.
If you lose the ability to deal with your affairs or make decisions and you have not made a Lasting Power of Attorney:
• All your bank accounts are frozen (including accounts held jointly with someone else)
• You cannot claim on many of your insurances
• It will be a struggle to get hold of your State Pension
• Strangers may make decisions about your health care and welfare
• Deputies will be appointed to manage all of your affairs (The Court of Protection deals with the appointment of deputies, and this is an expensive process).
Whitman Insurance Solutions arrange protection insurance for individuals and businesses.
The guidance and/or information contained in this website is subject to UK regulatory regime and is therefor targeted at consumers based in the UK
Approver Quilter Wealth Limited, Quilter Financial Services Limited and Quilter Mortgage Planning Limited October 2024
Whitman Insurance Solutions is a trading style of Lifetime Wealth Management Limited, which is an appointed representative of Quilter Financial Services Limited, Quilter Mortgage Planning Limited & Quilter Wealth Limited, which are authorised and regulated by the Financial Conduct Authority and registered as 440703, 440718 and 217742 respectively.
Lifetime Wealth Management Limited is registered in England and Wales, No:4631136. Registered Address: 12-14 Upper Marlborough Road, St. Albans, Hertfordshire, AL1 3UR.